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Fire & Water - Cleanup & Restoration

Archived General Blog Posts

The Significance of Documenting Your Home Inventory for Insurance Purposes

9/5/2023 (Permalink)

In a recent incident, one of our clients experienced a fire in their home. As the first responders on the scene, SERVPRO® provided immediate assistance by boarding up the property, conducting exterior cleanup and safety measures, safeguarding sentimental and valuable items, and assessing which items could be salvaged and which were irreparable.

This particular event underscored the crucial importance of maintaining a comprehensive and accurate home inventory. Without such documentation, it would have been significantly more challenging for the client to determine the extent of their losses and file an insurance claim.

A home inventory is essentially a detailed record of all the belongings in your home, accompanied by their estimated values. It can be as simple as a spreadsheet or a more elaborate document containing itemized descriptions and accompanying photographs.

The advantages of maintaining a home inventory are manifold. Here are a few notable benefits:

  • Minimizing the stress associated with filing an insurance claim after experiencing a loss or damage.
  • Ensuring a more precise insurance settlement by providing concrete evidence of the value of your belongings.
  • Facilitating the tracking of your possessions over time, making it easier to keep tabs on them.
  • Simplifying the process of donating or selling unwanted items by providing a comprehensive overview of your belongings.

Creating a home inventory can be accomplished through various methods, including using a spreadsheet, a dedicated home inventory app, or even a video recording.

To assist you in creating an effective home inventory, consider the following tips:

  • Begin by listing all the rooms in your home.
  • For each room, catalog the major items such as furniture, appliances, and electronics.
  • Include the following information for each item: item name, description, estimated value, serial number (if applicable), and date of purchase.
  • Take photographs of each item to supplement the written inventory.
  • Store your home inventory in a secure location, such as a fireproof safe or a cloud storage service.

Remember to regularly update your home inventory, especially after making significant purchases or modifications to your home. This practice ensures that your inventory remains accurate and up-to-date at all times.

If you have yet to create a home inventory, we strongly encourage you to take action today. It is a straightforward yet invaluable measure that safeguards both you and your belongings in the event of a loss.

Consider these additional tips for documenting your home inventory:

  • Strive for meticulous detail by including as much information as possible.
  • Note the specific location of each item to facilitate quick retrieval in case of loss or damage.
  • Utilize photographs and videos to provide visual evidence of ownership and value for potential insurance claims.
  • Store your home inventory in a secure manner, whether it be a fireproof safe, a cloud storage service, or a USB drive.

By following these guidelines, you can create a comprehensive home inventory that offers crucial protection and peace of mind in the face of potential loss.

For Immediate Service in Elmhurst, Call SERVPRO of Elmhurst

9/5/2017 (Permalink)

SERVPRO of Elmhurst

SERVPRO of Elmhurst provides 24-hour emergency service and is dedicated to being faster to any-sized disaster in Elmhurst. We can respond immediately to your emergency and have the expertise to handle your restoration or cleaning needs.

  • 24-Hour Emergency Service
  • Faster to Any-Sized Disaster
  • Highly Trained Restoration Technicians
  • A Trusted Leader in the Restoration Industry
  • Locally Owned and Operated
  • Advanced Restoration and Cleaning Equipment 

Have Questions? Call SERVPRO of Elmhurst 630-758-1701

Residential Services

Whether your Elmhurst home needs emergency flood damage or your upholstery cleaned, you can depend on us.  Our technicians have extensive cleaning and restoration training and can make your property look its best. Learn more about our residential services:

  • Water Damage Restoration
  • Fire Damage Restoration
  • Mold Remediation
  • Storm Damage Restoration
  • Cleaning Services
  • Building/Reconstruction Services

Commercial Services

There's never a convenient time for fire or Water damage to strike your Elmhurst commercial property. Every hour spent cleaning up is an hour of lost revenue and productivity. When the need arises for professional cleaning or emergency restoration services we have the training and expertise to respond promptly with highly trained technicians to get your property back to business.